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FinLad

Spending statistics

At the end of the month the question is not how much is left but where it went. Statistics answers it in three steps: by day, by category, and down to the shop that took the money. Everything is counted from your own records on the device, so it works offline.

How it works

  1. 1

    Open Statistics from the bottom bar. The period starts as the current month: income, spending and the balance, each against the previous period.

  2. 2

    The day-by-day columns show when the money left. Below them the same total is split by category, and a ring shows the shares.

  3. 3

    Tap a category and it opens down to the shops and transactions it is made of. From there one more tap takes you to the transactions themselves.

  4. 4

    Change the period — month, quarter, year or your own dates — and every chart is recounted for it.

Which plan you need

Spending, income, budgets and net worth are on the free plan. The investments, utilities and debts tabs show what your plan includes.

Worth knowing

  • The figures are counted on the device from records you already have, so statistics works offline.
  • “Committed vs free” separates recurring payments from the rest — the app finds them in your own history instead of asking you to mark them.
  • Every figure is a filter: a category opens down to its transactions, which is the list a search would have given you — only you reach it from the number that surprised you.