Features
How it works
One page per feature: a short video of the real app, and the same path in words for anyone who would rather read than watch.
Only what the app already does is described here. We do not put up pages for planned features: a page with a heading and a promise helps nobody, and the only thing that separates it from a description of something built is that you cannot check it.
Every description is written to read completely without the video. The clip walks the same path, but it has no sound and no captions — so anyone who cannot or will not watch it should get everything from the text. The same page says which plan the feature needs and where it has limits.
If you are after an answer to “where do I start” rather than a description of one screen, that is in the guides: they are about tracking itself, not about the app.
Receipt scanning
You are standing at the till with a receipt in your hand. Instead of typing the amount, the shop and the date, you photograph it — and the app fills those fields in for you. Keeping books costs one photo instead of five fields, and the receipt itself stays attached to the expense.
Adding an expense in one line
You are walking and adding a coffee. Instead of a form, one line written the way you would say it: the app takes the amount, the currency, the date and the category out of it. The parsing happens on the device, so it works with no network and uses no AI allowance.
Spending statistics
At the end of the month the question is not how much is left but where it went. Statistics answers it in three steps: by day, by category, and down to the shop that took the money. Everything is counted from your own records on the device, so it works offline.
Financial profiles: work money apart from personal money
Maybe you have a small business and your own wallet. Or you and your partner keep a shared purse next to your own money. Each is its own thing, but the app is one, and every number in it mixes everything together. A profile fixes that. You give it a name, pick which accounts belong to it, and switch it on. From then on the app shows only those accounts. Switch it off and you see everything again.
Family access: shared money on two phones
Sharing money is not the same as sharing an app. You split the rent and the groceries, but you do not want to show someone everything you own, and you do not want to explain every evening where the money went. Family access shares only what you ticked: an account or a home, with its history and its budget. Nothing else.
Utility bills: one photo, and the amounts land on the right services
Once a month a bill arrives with a dozen lines on it, and you pay the whole thing in one go. Typing every line into an app is dull and slow. So a photo does it instead: you snap the bill, and the app spreads the amounts across your services and ties them to the one payment you already made. The same screen keeps everything else about the flat too: meter readings, tariffs, what is owed and how late, and how the bill changes from month to month.
Meter readings from a photo
The meter is in a hallway or a cellar, the digits are small, the light is poor, and it has to be read every month. A photo is simpler: the app reads the digits off the picture, puts them in the field and works out how much you have used since last time. You check, you correct if needed, and the last word is always yours. Around that one photo the app keeps the rest: the tariff, what the month cost, a reminder for the reading day, and the picture itself as proof.
Import a bank statement: send the file straight from your banking app
Your bank already knows everything you spent: the date, the amount, the shop. Typing it all into an app again is wasted work. Take a statement for the month and hand it over. The shortest way is not to save the file anywhere: in your banking app tap Share and pick FinLad. The statement opens on the import screen. The app sorts out the columns, shows you exactly what it is about to record, marks anything you already have, and writes nothing until you say yes.